Passing a neighboring mobile home park, I see my friend Marcia on her front porch. Her little dog Beau starts barking when he hears me. Beau contentedly sits on my lap while we visit on the porch. Marcia has two teenaged girls and a 62-year-old husband. Girls are in school, husband works, and Marcia is stay-at-home mom with a couple entrepreneurial ventures. They own a newer mobile home worth about $300K.
Simply curious, I ask, "What's your health insurance situation?" "None, we stay healthy. If we need a doctor, we go to the Med Center" I was a bit shocked and asked what would happen if someone had an accident or got really sick. She acknowledged that possibility and said they'd probably go bankrupt. I said it's one thing to have no assets and no insurance, but if you have assets, you are exposed to collections.
Moreover, I said, society at large is made responsible if they are unable to provide for themselves. I said I don't agree that should be the case, but it is.